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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,540 | $139,948-52.5% | $121,663-45.3% | $154,746-57.0% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 14.79% | 230.52%-215.7pp | 147.54%-132.8pp | 172.34%-157.5pp |
| Employer contribution / active EE | $1,931 | $3,521-45.2% | $3,020-36.1% | $4,379-55.9% |
| Participant deferral / active EE | $4,905 | $5,629-12.9% | $4,887+0.4% | $6,730-27.1% |
| Admin fee / account holder | $13,976 | $17,321-19.3% | $14,289-2.2% | $14,365-2.7% |