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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,602 | $132,634+180.9% | $115,768+221.9% | $137,256+171.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 13.78% | 160.70%-146.9pp | 100.46%-86.7pp | 220.34%-206.6pp |
| Employer contribution / active EE | $1,976 | $3,360-41.2% | $2,940-32.8% | $4,156-52.5% |
| Participant deferral / active EE | $2,849 | $5,619-49.3% | $4,917-42.1% | $6,407-55.5% |
| Admin fee / account holder | $4,750 | $15,028-68.4% | $12,439-61.8% | $12,270-61.3% |