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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,670 | $160,070+11.6% | $147,117+21.4% | $145,897+22.5% |
| Participation rate | 56.3% | 84.0%-27.8pp | 82.2%-25.9pp | 80.3%-24.1pp |
| Annual return | 22.16% | 98.69%-76.5pp | 420.54%-398.4pp | 552.29%-530.1pp |
| Employer contribution / active EE | $2,009 | $5,285-62.0% | $4,932-59.3% | $4,663-56.9% |
| Participant deferral / active EE | $8,133 | $8,419-3.4% | $8,065+0.9% | $6,689+21.6% |
| Admin fee / account holder | $1,118 | $15,035-92.6% | $12,993-91.4% | $13,390-91.7% |