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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,824 | $76,407+33.3% | $150,298-32.3% | $82,448+23.5% |
| Participation rate | 25.4% | 66.4%-41.0pp | 77.8%-52.3pp | 68.1%-42.6pp |
| Annual return | 22.01% | 39.99%-18.0pp | 62.79%-40.8pp | 41.64%-19.6pp |
| Employer contribution / active EE | $416 | $2,614-84.1% | $4,154-90.0% | $2,551-83.7% |
| Participant deferral / active EE | $1,514 | $3,214-52.9% | $5,453-72.2% | $4,139-63.4% |
| Admin fee / account holder | $2,479 | $6,352-61.0% | $14,116-82.4% | $7,234-65.7% |