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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $10,724 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,670 | $50,919-81.0% | $155,556-93.8% | $77,762-87.6% |
| Participation rate | 89.8% | 63.1%+26.7pp | 78.2%+11.6pp | 70.6%+19.2pp |
| Annual return | 15.78% | 34.84%-19.1pp | 64.84%-49.1pp | 31.27%-15.5pp |
| Employer contribution / active EE | $931 | $1,991-53.3% | $4,675-80.1% | $2,728-65.9% |
| Participant deferral / active EE | $1,203 | $2,824-57.4% | $5,631-78.6% | $4,651-74.1% |
| Admin fee / account holder | $27 | $437-93.8% | $15,885-99.8% | $433-93.7% |