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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,114 | $177,353-4.1% | $158,226+7.5% | $198,609-14.3% |
| Participation rate | 100.0% | 77.0%+23.0pp | 74.8%+25.2pp | 82.4%+17.6pp |
| Annual return | 5.64% | 599.50%-593.9pp | 501.41%-495.8pp | 202.70%-197.1pp |
| Employer contribution / active EE | $2,652 | $3,239-18.1% | $2,986-11.2% | $5,055-47.5% |
| Participant deferral / active EE | $4,123 | $4,615-10.7% | $4,317-4.5% | $6,977-40.9% |
| Admin fee / account holder | $15,468 | $10,960+41.1% | $10,217+51.4% | $19,030-18.7% |