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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,372,606 | $178,174+670.4% | $156,181+778.9% | $137,256+900.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 16.35% | 84.19%-67.8pp | 64.87%-48.5pp | 220.34%-204.0pp |
| Employer contribution / active EE | $77,230 | $4,972+1453.4% | $4,294+1698.6% | $4,156+1758.3% |
| Participant deferral / active EE | $65,381 | $6,888+849.2% | $6,132+966.2% | $6,407+920.5% |
| Admin fee / account holder | $6,146 | $17,404-64.7% | $14,586-57.9% | $12,270-49.9% |