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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,024 | $106,524+23.9% | $152,301-13.3% | $87,485+50.9% |
| Participation rate | 87.3% | 75.8%+11.6pp | 82.4%+4.9pp | 68.9%+18.4pp |
| Annual return | 13.38% | 26.89%-13.5pp | 80.50%-67.1pp | 26.06%-12.7pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $9,733 | $6,525+49.2% | $8,004+21.6% | $4,274+127.7% |
| Admin fee / account holder | $13,630 | $8,287+64.5% | $14,398-5.3% | $7,775+75.3% |