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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,024 | $99,875+32.2% | $146,866-10.1% | $86,983+51.8% |
| Participation rate | 87.3% | 75.8%+11.5pp | 82.5%+4.8pp | 69.5%+17.8pp |
| Annual return | 13.38% | 28.10%-14.7pp | 102.85%-89.5pp | 25.83%-12.4pp |
| Employer contribution / active EE | $0 | $3,224-100.0% | $4,425-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $9,733 | $6,322+53.9% | $7,759+25.4% | $4,194+132.1% |
| Admin fee / account holder | $13,630 | $7,838+73.9% | $13,620+0.1% | $7,856+73.5% |