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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,341 | $154,228+72.0% | $145,433+82.4% | $137,256+93.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 2.12% | 74.59%-72.5pp | 66.58%-64.5pp | 220.34%-218.2pp |
| Employer contribution / active EE | $13,036 | $4,804+171.4% | $4,554+186.2% | $4,156+213.7% |
| Participant deferral / active EE | $13,625 | $8,216+65.8% | $7,897+72.5% | $6,407+112.7% |
| Admin fee / account holder | $110 | $14,344-99.2% | $13,129-99.2% | $12,270-99.1% |