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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,633 | $88,815+122.5% | $81,882+141.4% | $145,897+35.5% |
| Participation rate | 71.4% | 75.1%-3.6pp | 72.4%-1.0pp | 80.3%-8.9pp |
| Annual return | 9.75% | 1033.75%-1024.0pp | 779.47%-769.7pp | 552.29%-542.5pp |
| Employer contribution / active EE | $2,268 | $3,086-26.5% | $2,916-22.2% | $4,663-51.4% |
| Participant deferral / active EE | $6,742 | $4,647+45.1% | $4,323+56.0% | $6,689+0.8% |
| Admin fee / account holder | $19,116 | $8,434+126.6% | $7,360+159.7% | $13,390+42.8% |