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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,669 | $162,136+14.5% | $152,301+21.9% | $154,746+20.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 14.83% | 91.02%-76.2pp | 80.50%-65.7pp | 172.34%-157.5pp |
| Employer contribution / active EE | $2,097 | $4,890-57.1% | $4,624-54.6% | $4,379-52.1% |
| Participant deferral / active EE | $5,490 | $8,341-34.2% | $8,004-31.4% | $6,730-18.4% |
| Admin fee / account holder | $901 | $15,759-94.3% | $14,398-93.7% | $14,365-93.7% |