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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,762 | $160,070+100.4% | $147,117+118.0% | $145,897+119.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.41% | 98.69%-81.3pp | 420.54%-403.1pp | 552.29%-534.9pp |
| Employer contribution / active EE | $3,245 | $5,285-38.6% | $4,932-34.2% | $4,663-30.4% |
| Participant deferral / active EE | $9,818 | $8,419+16.6% | $8,065+21.7% | $6,689+46.8% |
| Admin fee / account holder | $5,427 | $15,035-63.9% | $12,993-58.2% | $13,390-59.5% |