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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,762 | $159,934+100.6% | $147,005+118.2% | $145,959+119.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.41% | 98.24%-80.8pp | 418.76%-401.4pp | 561.95%-544.5pp |
| Employer contribution / active EE | $3,245 | $5,287-38.6% | $4,934-34.2% | $4,661-30.4% |
| Participant deferral / active EE | $9,818 | $8,427+16.5% | $8,070+21.7% | $6,689+46.8% |
| Admin fee / account holder | $5,427 | $15,053-63.9% | $13,006-58.3% | $13,398-59.5% |