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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,406 | $86,949+84.5% | $102,460+56.6% | $80,959+98.1% |
| Participation rate | 95.5% | 72.4%+23.1pp | 76.5%+18.9pp | 67.7%+27.8pp |
| Annual return | 8.83% | 18.89%-10.1pp | 29.47%-20.6pp | 35.67%-26.8pp |
| Employer contribution / active EE | $2,436 | $2,370+2.8% | $3,025-19.5% | $2,757-11.7% |
| Participant deferral / active EE | $4,938 | $4,121+19.8% | $5,056-2.3% | $4,300+14.8% |
| Admin fee / account holder | $6,677 | $8,048-17.0% | $9,460-29.4% | $6,925-3.6% |