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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,026 | $105,284-40.1% | $150,734-58.2% | $94,015-33.0% |
| Participation rate | 97.1% | 71.7%+25.4pp | 78.4%+18.7pp | 70.8%+26.3pp |
| Annual return | 12.90% | 15.67%-2.8pp | 600.81%-587.9pp | 17.84%-4.9pp |
| Employer contribution / active EE | $9,580 | $3,599+166.2% | $4,918+94.8% | $2,790+243.4% |
| Participant deferral / active EE | $2,027 | $4,274-52.6% | $5,610-63.9% | $4,249-52.3% |
| Admin fee / account holder | $2,655 | $9,839-73.0% | $14,905-82.2% | $8,951-70.3% |