Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,281 | $95,453-0.2% | $112,040-15.0% | $82,448+15.6% |
| Participation rate | 33.8% | 72.8%-38.9pp | 76.5%-42.6pp | 68.1%-34.2pp |
| Annual return | 11.03% | 23.92%-12.9pp | 24.52%-13.5pp | 41.64%-30.6pp |
| Employer contribution / active EE | $691 | $2,318-70.2% | $2,954-76.6% | $2,551-72.9% |
| Participant deferral / active EE | $980 | $4,224-76.8% | $5,098-80.8% | $4,139-76.3% |
| Admin fee / account holder | $2,990 | $9,013-66.8% | $12,098-75.3% | $7,234-58.7% |