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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,246 | $129,737-32.8% | $119,126-26.8% | $154,746-43.6% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 17.94% | 379.08%-361.1pp | 282.11%-264.2pp | 172.34%-154.4pp |
| Employer contribution / active EE | $5,314 | $4,375+21.5% | $4,034+31.7% | $4,379+21.3% |
| Participant deferral / active EE | $9,667 | $5,842+65.5% | $5,318+81.8% | $6,730+43.6% |
| Admin fee / account holder | $8,957 | $11,961-25.1% | $10,693-16.2% | $14,365-37.6% |