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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $744,881 | $183,539+305.8% | $155,556+378.9% | $145,897+410.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 21.09% | 61.31%-40.2pp | 64.84%-43.8pp | 552.29%-531.2pp |
| Employer contribution / active EE | $10,940 | $5,315+105.8% | $4,675+134.0% | $4,663+134.6% |
| Participant deferral / active EE | $8,956 | $6,467+38.5% | $5,631+59.1% | $6,689+33.9% |
| Admin fee / account holder | $25,566 | $19,275+32.6% | $15,885+60.9% | $13,390+90.9% |