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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,468 | $177,353-72.1% | $158,226-68.7% | $198,609-75.1% |
| Participation rate | 100.0% | 77.0%+23.0pp | 74.8%+25.2pp | 82.4%+17.6pp |
| Annual return | 13.13% | 599.50%-586.4pp | 501.41%-488.3pp | 202.70%-189.6pp |
| Employer contribution / active EE | $3,792 | $3,239+17.1% | $2,986+27.0% | $5,055-25.0% |
| Participant deferral / active EE | $8,670 | $4,615+87.9% | $4,317+100.8% | $6,977+24.3% |
| Admin fee / account holder | $846 | $10,960-92.3% | $10,217-91.7% | $19,030-95.6% |