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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,920 | $201,259-22.5% | $184,200-15.4% | $145,959+6.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 6.66% | 28.98%-22.3pp | 28.80%-22.1pp | 561.95%-555.3pp |
| Employer contribution / active EE | $3,000 | $7,018-57.3% | $6,424-53.3% | $4,661-35.6% |
| Participant deferral / active EE | $4,101 | $9,806-58.2% | $9,132-55.1% | $6,689-38.7% |
| Admin fee / account holder | $5,109 | $16,372-68.8% | $13,907-63.3% | $13,398-61.9% |