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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,405 | $159,934+68.4% | $147,005+83.3% | $145,959+84.6% |
| Participation rate | 91.7% | 84.0%+7.7pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 13.12% | 98.24%-85.1pp | 418.76%-405.6pp | 561.95%-548.8pp |
| Employer contribution / active EE | $3,430 | $5,287-35.1% | $4,934-30.5% | $4,661-26.4% |
| Participant deferral / active EE | $6,607 | $8,427-21.6% | $8,070-18.1% | $6,689-1.2% |
| Admin fee / account holder | $9,702 | $15,053-35.6% | $13,006-25.4% | $13,398-27.6% |