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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,405 | $160,070+68.3% | $147,117+83.1% | $145,897+84.7% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 13.12% | 98.69%-85.6pp | 420.54%-407.4pp | 552.29%-539.2pp |
| Employer contribution / active EE | $3,430 | $5,285-35.1% | $4,932-30.5% | $4,663-26.4% |
| Participant deferral / active EE | $6,607 | $8,419-21.5% | $8,065-18.1% | $6,689-1.2% |
| Admin fee / account holder | $9,702 | $15,035-35.5% | $12,993-25.3% | $13,390-27.5% |