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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,823 | $67,894-45.8% | $89,340-58.8% | $82,448-55.3% |
| Participation rate | 95.2% | 64.0%+31.2pp | 69.6%+25.7pp | 68.1%+27.2pp |
| Annual return | 18.33% | 19.21%-0.9pp | 20.57%-2.2pp | 41.64%-23.3pp |
| Employer contribution / active EE | $1,783 | $1,828-2.5% | $2,231-20.1% | $2,551-30.1% |
| Participant deferral / active EE | $4,171 | $3,072+35.8% | $3,823+9.1% | $4,139+0.8% |
| Admin fee / account holder | $2,127 | $5,723-62.8% | $6,704-68.3% | $7,234-70.6% |