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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $24,556 |
Filed as: LINCOLN RETIREMENT SERVICES COMPANY Service code 99 · EIN 35-0472300 | Other Fees | $14,987 |
THE ANGELL PENSION GROUP, INC.10+ years Service code 13 · EIN 04-2530412 88 BOYD AVENUE · EAST PROVIDENCE, RI 02914 | Contract Administrator | $12,065 |
Service code 27 29 SAWYER ROAD · WALTHAM, MA 024533483 | Advisory (Plan) | $4,167 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,823 | $66,004+11.8% | $81,820-9.8% | $77,714-5.0% |
| Participation rate | 60.3% | 65.8%-5.5pp | 72.4%-12.1pp | 70.6%-10.3pp |
| Annual return | 11.70% | 26.65%-14.9pp | 777.93%-766.2pp | 31.26%-19.6pp |
| Employer contribution / active EE | $4,896 | $2,375+106.2% | $2,915+68.0% | $2,727+79.6% |
| Participant deferral / active EE | $1,478 | $3,508-57.9% | $4,323-65.8% | $4,649-68.2% |
| Admin fee / account holder | $139 | $527-73.6% | $7,391-98.1% | $433-68.0% |