Retirement plan

BOSTON LATIN SCHOOL ASSOCIATION 403(B) RETIREMENT PLAN TWO

Name: BOSTON LATIN SCHOOL ASSOCIATION - BOSTON LATIN SCHOOL ASSOCIATION 403(B) RETIREMENT PLAN TWO (2025) Form 5500
Creator: BOSTON LATIN SCHOOL ASSOCIATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BOSTON LATIN SCHOOL ASSOCIATION 403(B) RETIREMENT PLAN TWO, BOSTON LATIN SCHOOL ASSOCIATION

BOSTON LATIN SCHOOL ASSOCIATIONEIN 04-6035973Plan #002PY 2025

27 SCHOOL STREET, SUITE 300 - BOSTON, MA 02108617-450-0004blsa.orgLinkedIn1-10 employeesfund-raising

Other plans on this EIN

1 filing

#001Retirement-$562K assets

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$2.9M

+23.1% from 2024

Total participants

-4.2% from 2024

Average account balance

$139,240

+11.4% from 2024

Annual return

13.87%

-3.46 pp from 2024

Benchmarks

See 1,950 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants<25

Cohort1,950 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.92M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$139K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

123.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$226K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.87%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$689

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2L2M2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$14K

$851 / participant

Other / not subdivided$14K100.0%

% of EOY assets

0.495%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$139,240

$96,123+44.9%

$77,361+80.0%

$198,609-29.9%

Participation rate

88.2%

81.1%+7.1pp

75.0%+13.3pp

82.4%+5.9pp

Annual return

13.87%

2054.81%-2040.9pp

1011.54%-997.7pp

202.70%-188.8pp

Employer contribution / active EE

$5,869

$3,791+54.8%

$2,990+96.3%

$5,055+16.1%

Participant deferral / active EE

$7,435

$4,975+49.5%

$3,911+90.1%

$6,977+6.6%

Admin fee / account holder

$689

$9,471-92.7%

$5,894-88.3%

$19,030-96.4%

BOSTON LATIN SCHOOL ASSOCIATION 403(B) RETIREMENT PLAN TWO

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BOSTON LATIN SCHOOL ASSOCIATION 403(B) RETIREMENT PLAN TWO

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion