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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,134 | $114,013-83.2% | $103,693-81.5% | $155,188-87.7% |
| Participation rate | 40.0% | 75.2%-35.2pp | 72.6%-32.6pp | 80.8%-40.8pp |
| Annual return | 12.53% | 49.31%-36.8pp | 47.61%-35.1pp | 148.84%-136.3pp |
| Employer contribution / active EE | $1,224 | $3,131-60.9% | $2,920-58.1% | $4,248-71.2% |
| Participant deferral / active EE | $1,283 | $4,970-74.2% | $4,579-72.0% | $6,531-80.4% |
| Admin fee / account holder | $1,233 | $8,407-85.3% | $7,858-84.3% | $14,480-91.5% |