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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,649 | $178,174-38.5% | $156,181-29.8% | $137,256-20.1% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.8%-28.8pp | 80.0%-30.0pp |
| Annual return | 11.06% | 84.19%-73.1pp | 64.87%-53.8pp | 220.34%-209.3pp |
| Employer contribution / active EE | $1,899 | $4,972-61.8% | $4,294-55.8% | $4,156-54.3% |
| Participant deferral / active EE | $3,146 | $6,888-54.3% | $6,132-48.7% | $6,407-50.9% |
| Admin fee / account holder | $80 | $17,404-99.5% | $14,586-99.5% | $12,270-99.3% |