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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,649 | $199,109-44.9% | $173,730-36.9% | $154,746-29.1% |
| Participation rate | 50.0% | 82.8%-32.8pp | 79.6%-29.6pp | 80.7%-30.7pp |
| Annual return | 11.06% | 20.02%-9.0pp | 19.96%-8.9pp | 172.34%-161.3pp |
| Employer contribution / active EE | $1,899 | $5,311-64.2% | $4,577-58.5% | $4,379-56.6% |
| Participant deferral / active EE | $3,146 | $7,113-55.8% | $6,326-50.3% | $6,730-53.3% |
| Admin fee / account holder | $80 | $20,916-99.6% | $17,523-99.5% | $14,365-99.4% |