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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,336 | $111,830+122.1% | $93,696+165.0% | $145,884+70.2% |
| Participation rate | 46.7% | 74.2%-27.6pp | 68.7%-22.1pp | 80.3%-33.6pp |
| Annual return | 20.54% | 204.08%-183.5pp | 133.74%-113.2pp | 551.85%-531.3pp |
| Employer contribution / active EE | $1,526 | $3,093-50.7% | $2,422-37.0% | $4,662-67.3% |
| Participant deferral / active EE | $6,157 | $4,920+25.1% | $4,417+39.4% | $6,690-8.0% |
| Admin fee / account holder | $1,009 | $10,249-90.2% | $8,287-87.8% | $13,392-92.5% |