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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,759 | $70,366-96.1% | $66,674-95.9% | $138,895-98.0% |
| Participation rate | 85.7% | 76.2%+9.5pp | 73.7%+12.0pp | 79.9%+5.8pp |
| Annual return | 28.24% | 386.41%-358.2pp | 321.24%-293.0pp | 145.39%-117.2pp |
| Employer contribution / active EE | $1,026 | $2,765-62.9% | $2,620-60.8% | $4,194-75.5% |
| Participant deferral / active EE | $1,163 | $4,374-73.4% | $4,084-71.5% | $6,396-81.8% |
| Admin fee / account holder | $675 | $5,262-87.2% | $5,098-86.8% | $12,562-94.6% |