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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,102 | $117,895+107.1% | $102,460+138.2% | $145,897+67.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 19.88% | 31.92%-12.0pp | 29.47%-9.6pp | 552.29%-532.4pp |
| Employer contribution / active EE | $11,271 | $3,619+211.4% | $3,025+272.6% | $4,663+141.7% |
| Participant deferral / active EE | $12,471 | $5,736+117.4% | $5,056+146.7% | $6,689+86.4% |
| Admin fee / account holder | $2,337 | $13,353-82.5% | $9,460-75.3% | $13,390-82.5% |