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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,905 | $95,404-35.1% | $113,397-45.4% | $82,637-25.1% |
| Participation rate | 74.1% | 72.8%+1.3pp | 76.5%-2.4pp | 68.1%+6.0pp |
| Annual return | 11.21% | 19.08%-7.9pp | 23.20%-12.0pp | 53.51%-42.3pp |
| Employer contribution / active EE | $1,446 | $2,307-37.3% | $2,977-51.4% | $2,552-43.3% |
| Participant deferral / active EE | $4,371 | $4,220+3.6% | $5,076-13.9% | $4,126+5.9% |
| Admin fee / account holder | $29,555 | $9,168+222.4% | $11,957+147.2% | $7,339+302.7% |