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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,724 | $86,940-19.8% | $102,434-31.9% | $80,935-13.9% |
| Participation rate | 75.0% | 72.4%+2.6pp | 76.5%-1.5pp | 67.7%+7.3pp |
| Annual return | 12.83% | 18.89%-6.1pp | 29.46%-16.6pp | 35.66%-22.8pp |
| Employer contribution / active EE | $1,727 | $2,370-27.1% | $3,023-42.9% | $2,757-37.3% |
| Participant deferral / active EE | $5,118 | $4,121+24.2% | $5,055+1.2% | $4,299+19.0% |
| Admin fee / account holder | $2,230 | $8,047-72.3% | $9,462-76.4% | $6,924-67.8% |