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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $437,361 | $111,535+292.1% | $105,223+315.6% | $137,256+218.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 19.96% | 237.85%-217.9pp | 180.65%-160.7pp | 220.34%-200.4pp |
| Employer contribution / active EE | $4,992 | $3,939+26.7% | $3,689+35.3% | $4,156+20.1% |
| Participant deferral / active EE | $22,719 | $5,500+313.1% | $5,072+348.0% | $6,407+254.6% |
| Admin fee / account holder | $1,769 | $9,721-81.8% | $8,859-80.0% | $12,270-85.6% |