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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,567 | $183,539+15.8% | $155,556+36.6% | $145,897+45.7% |
| Participation rate | 68.8% | 82.7%-14.0pp | 78.2%-9.5pp | 80.3%-11.6pp |
| Annual return | 11.69% | 61.31%-49.6pp | 64.84%-53.1pp | 552.29%-540.6pp |
| Employer contribution / active EE | $2,543 | $5,315-52.2% | $4,675-45.6% | $4,663-45.5% |
| Participant deferral / active EE | $4,852 | $6,467-25.0% | $5,631-13.8% | $6,689-27.5% |
| Admin fee / account holder | $1,250 | $19,275-93.5% | $15,885-92.1% | $13,390-90.7% |