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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,003 | $79,223+36.3% | $102,460+5.4% | $74,478+45.0% |
| Participation rate | 94.4% | 74.8%+19.6pp | 76.5%+17.9pp | 67.2%+27.2pp |
| Annual return | 15.66% | 54.98%-39.3pp | 29.47%-13.8pp | 1370.56%-1354.9pp |
| Employer contribution / active EE | $2,060 | $2,363-12.8% | $3,025-31.9% | $2,626-21.6% |
| Participant deferral / active EE | $7,701 | $4,417+74.3% | $5,056+52.3% | $4,350+77.0% |
| Admin fee / account holder | $4,091 | $2,003+104.2% | $9,460-56.8% | $1,946+110.2% |