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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,256 | $129,737-19.6% | $119,126-12.5% | $154,746-32.6% |
| Participation rate | 50.0% | 78.9%-28.9pp | 75.8%-25.8pp | 80.7%-30.7pp |
| Annual return | 6.23% | 379.08%-372.9pp | 282.11%-275.9pp | 172.34%-166.1pp |
| Employer contribution / active EE | $2,035 | $4,375-53.5% | $4,034-49.6% | $4,379-53.5% |
| Participant deferral / active EE | $14,285 | $5,842+144.5% | $5,318+168.6% | $6,730+112.2% |
| Admin fee / account holder | $20 | $11,961-99.8% | $10,693-99.8% | $14,365-99.9% |