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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,829 | $102,595-89.4% | $94,057-88.5% | $154,746-93.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 9.88% | 583.42%-573.5pp | 480.62%-470.7pp | 172.34%-162.5pp |
| Employer contribution / active EE | $1,745 | $3,147-44.6% | $2,933-40.5% | $4,379-60.2% |
| Participant deferral / active EE | $3,764 | $5,118-26.5% | $4,709-20.1% | $6,730-44.1% |
| Admin fee / account holder | $380 | $7,736-95.1% | $7,244-94.8% | $14,365-97.4% |