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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,022 | $172,111-39.0% | $150,298-30.1% | $137,256-23.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 10.50% | 69.37%-58.9pp | 62.79%-52.3pp | 220.34%-209.8pp |
| Employer contribution / active EE | $8,960 | $4,636+93.3% | $4,154+115.7% | $4,156+115.6% |
| Participant deferral / active EE | $7,560 | $6,166+22.6% | $5,453+38.7% | $6,407+18.0% |
| Admin fee / account holder | $622 | $16,471-96.2% | $14,116-95.6% | $12,270-94.9% |