Filed June 4, 2018
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS7 years Filed as: THE CAPITAL GROUP Service code 26 · EIN 46-4255096 | Advisory (Participants) | $60,932 |
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $41,566 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,544 | $106,264-49.6% | $147,117-63.6% | $77,762-31.1% |
| Participation rate | 56.8% | 78.4%-21.6pp | 82.2%-25.4pp | 70.6%-13.8pp |
| Annual return | 16.77% | 56.94%-40.2pp | 420.54%-403.8pp | 31.27%-14.5pp |
| Employer contribution / active EE | $1,517 | $4,074-62.8% | $4,932-69.2% | $2,728-44.4% |
| Participant deferral / active EE | $5,652 | $8,003-29.4% | $8,065-29.9% | $4,651+21.5% |
| Admin fee / account holder | $337 | $334+0.8% | $12,993-97.4% | $433-22.1% |