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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,383 | $172,111-40.5% | $150,298-31.9% | $137,256-25.4% |
| Participation rate | 91.7% | 81.7%+10.0pp | 77.8%+13.9pp | 80.0%+11.7pp |
| Annual return | 17.58% | 69.37%-51.8pp | 62.79%-45.2pp | 220.34%-202.8pp |
| Employer contribution / active EE | $5,365 | $4,636+15.7% | $4,154+29.2% | $4,156+29.1% |
| Participant deferral / active EE | $7,946 | $6,166+28.9% | $5,453+45.7% | $6,407+24.0% |
| Admin fee / account holder | $442 | $16,471-97.3% | $14,116-96.9% | $12,270-96.4% |