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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,883 | $125,193-37.8% | $105,591-26.2% | $145,978-46.6% |
| Participation rate | 69.2% | 77.6%-8.4pp | 75.3%-6.1pp | 80.3%-11.1pp |
| Annual return | 12.08% | 225.53%-213.4pp | 116.43%-104.3pp | 550.52%-538.4pp |
| Employer contribution / active EE | $3,656 | $3,718-1.7% | $3,166+15.5% | $4,662-21.6% |
| Participant deferral / active EE | $4,113 | $5,708-27.9% | $5,008-17.9% | $6,690-38.5% |
| Admin fee / account holder | $3,566 | $17,277-79.4% | $11,024-67.7% | $13,400-73.4% |