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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,883 | $125,184-37.8% | $105,607-26.3% | $145,884-46.6% |
| Participation rate | 69.2% | 77.6%-8.4pp | 75.3%-6.0pp | 80.3%-11.1pp |
| Annual return | 12.08% | 225.00%-212.9pp | 116.11%-104.0pp | 551.85%-539.8pp |
| Employer contribution / active EE | $3,656 | $3,720-1.7% | $3,167+15.4% | $4,662-21.6% |
| Participant deferral / active EE | $4,113 | $5,714-28.0% | $5,011-17.9% | $6,690-38.5% |
| Admin fee / account holder | $3,566 | $17,133-79.2% | $10,958-67.5% | $13,392-73.4% |