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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,843 | $132,634+53.7% | $115,768+76.1% | $137,256+48.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 15.27% | 160.70%-145.4pp | 100.46%-85.2pp | 220.34%-205.1pp |
| Employer contribution / active EE | $2,258 | $3,360-32.8% | $2,940-23.2% | $4,156-45.7% |
| Participant deferral / active EE | $7,640 | $5,619+36.0% | $4,917+55.4% | $6,407+19.2% |
| Admin fee / account holder | $2,984 | $15,028-80.1% | $12,439-76.0% | $12,270-75.7% |