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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,701 | $117,846-13.7% | $102,434-0.7% | $145,884-30.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 9.04% | 31.90%-22.9pp | 29.46%-20.4pp | 551.85%-542.8pp |
| Employer contribution / active EE | $3,814 | $3,615+5.5% | $3,023+26.2% | $4,662-18.2% |
| Participant deferral / active EE | $11,479 | $5,733+100.2% | $5,055+127.1% | $6,690+71.6% |
| Admin fee / account holder | $2,321 | $13,356-82.6% | $9,462-75.5% | $13,392-82.7% |