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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,438 | $124,425+33.0% | $112,040+47.7% | $137,256+20.5% |
| Participation rate | 92.9% | 79.3%+13.5pp | 76.5%+16.4pp | 80.0%+12.9pp |
| Annual return | 14.22% | 24.72%-10.5pp | 24.52%-10.3pp | 220.34%-206.1pp |
| Employer contribution / active EE | $2,689 | $3,411-21.2% | $2,954-9.0% | $4,156-35.3% |
| Participant deferral / active EE | $14,523 | $5,718+154.0% | $5,098+184.9% | $6,407+126.7% |
| Admin fee / account holder | $35,197 | $15,207+131.5% | $12,098+190.9% | $12,270+186.8% |