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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,305 | $156,398-88.9% | $147,318-88.3% | $138,895-87.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 3.71% | 78.75%-75.0pp | 70.43%-66.7pp | 145.39%-141.7pp |
| Employer contribution / active EE | $5,336 | $4,853+9.9% | $4,593+16.2% | $4,194+27.2% |
| Participant deferral / active EE | $5,336 | $8,237-35.2% | $7,906-32.5% | $6,396-16.6% |
| Admin fee / account holder | $16,365 | $14,976+9.3% | $13,708+19.4% | $12,562+30.3% |