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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,080 | $97,125+97.8% | $86,233+122.7% | $137,256+39.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 18.98% | 74.19%-55.2pp | 61.39%-42.4pp | 220.34%-201.4pp |
| Employer contribution / active EE | $21,000 | $2,841+639.1% | $2,504+738.5% | $4,156+405.3% |
| Participant deferral / active EE | $34,750 | $5,180+570.9% | $4,559+662.2% | $6,407+442.4% |
| Admin fee / account holder | $2,684 | $9,725-72.4% | $8,342-67.8% | $12,270-78.1% |