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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,025 | $72,465-29.6% | $67,575-24.5% | $145,884-65.0% |
| Participation rate | 27.3% | 76.9%-49.6pp | 72.9%-45.6pp | 80.3%-53.0pp |
| Annual return | 13.61% | 7222.56%-7208.9pp | 3528.98%-3515.4pp | 551.85%-538.2pp |
| Employer contribution / active EE | $1,459 | $3,074-52.5% | $2,736-46.7% | $4,662-68.7% |
| Participant deferral / active EE | $2,508 | $4,786-47.6% | $4,003-37.3% | $6,690-62.5% |
| Admin fee / account holder | $204 | $5,515-96.3% | $3,993-94.9% | $13,392-98.5% |