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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $121,155 |
Filed as: KESTRA ADVISORY SERVICES Service code 15 · EIN 35-2552359 | Recordkeeping | $49,655 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,264 | $45,022-52.8% | $85,240-75.1% | $200,096-89.4% |
| Participation rate | 77.2% | 45.8%+31.4pp | 67.5%+9.7pp | 72.0%+5.2pp |
| Annual return | 15.28% | 21.00%-5.7pp | 66.75%-51.5pp | 34.26%-19.0pp |
| Employer contribution / active EE | $1,011 | $1,374-26.4% | $2,735-63.0% | $3,038-66.7% |
| Participant deferral / active EE | $3,609 | $2,682+34.6% | $4,527-20.3% | $5,090-29.1% |
| Admin fee / account holder | $146 | $585-75.0% | $6,165-97.6% | $269-45.6% |