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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY8 years Filed as: MORGAN STANLEY Service code 27 · EIN 20-8764829 | Advisory (Plan) | $94,254 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$225,444 |
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,326 | $90,064+44.7% | $100,415+29.8% | $77,762+67.6% |
| Participation rate | 97.9% | 81.3%+16.6pp | 81.5%+16.4pp | 70.6%+27.3pp |
| Annual return | 13.86% | 20.61%-6.7pp | 49.47%-35.6pp | 31.27%-17.4pp |
| Employer contribution / active EE | $2,388 | $3,043-21.5% | $3,943-39.4% | $2,728-12.4% |
| Participant deferral / active EE | $11,112 | $8,282+34.2% | $8,091+37.3% | $4,651+138.9% |
| Admin fee / account holder | -$120 | $172-170.0% | $7,906-101.5% | $433-127.8% |