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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY8 years Filed as: MORGAN STANLEY Service code 27 · EIN 20-8764829 | Advisory (Plan) | $94,254 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$225,444 |
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,326 | $89,808+45.1% | $100,383+29.8% | $77,671+67.8% |
| Participation rate | 97.9% | 81.2%+16.7pp | 81.5%+16.4pp | 70.6%+27.3pp |
| Annual return | 13.86% | 20.62%-6.8pp | 49.26%-35.4pp | 31.21%-17.3pp |
| Employer contribution / active EE | $2,388 | $3,039-21.4% | $3,944-39.4% | $2,726-12.4% |
| Participant deferral / active EE | $11,112 | $8,284+34.1% | $8,086+37.4% | $4,648+139.1% |
| Admin fee / account holder | -$120 | $174-169.0% | $7,900-101.5% | $430-128.0% |