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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,415 | $86,938+105.2% | $102,423+74.2% | $80,925+120.5% |
| Participation rate | 84.9% | 72.4%+12.5pp | 76.5%+8.4pp | 67.7%+17.2pp |
| Annual return | 14.31% | 18.89%-4.6pp | 29.42%-15.1pp | 35.65%-21.3pp |
| Employer contribution / active EE | $3,507 | $2,369+48.0% | $3,023+16.0% | $2,756+27.3% |
| Participant deferral / active EE | $7,168 | $4,120+74.0% | $5,054+41.8% | $4,299+66.8% |
| Admin fee / account holder | $7,979 | $8,053-0.9% | $9,455-15.6% | $6,940+15.0% |