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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $893,759 | $166,020+438.3% | $164,866+442.1% | $145,959+512.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.28% | 100.08%-88.8pp | 69.97%-58.7pp | 561.95%-550.7pp |
| Employer contribution / active EE | $16,232 | $5,275+207.7% | $4,343+273.8% | $4,661+248.3% |
| Participant deferral / active EE | $20,333 | $6,961+192.1% | $6,033+237.0% | $6,689+204.0% |
| Admin fee / account holder | $28,646 | $16,644+72.1% | $12,689+125.8% | $13,398+113.8% |