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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,524 | $154,228+55.3% | $145,433+64.7% | $137,256+74.5% |
| Participation rate | 61.5% | 83.8%-22.3pp | 82.1%-20.6pp | 80.0%-18.4pp |
| Annual return | 14.06% | 74.59%-60.5pp | 66.58%-52.5pp | 220.34%-206.3pp |
| Employer contribution / active EE | $930 | $4,804-80.6% | $4,554-79.6% | $4,156-77.6% |
| Participant deferral / active EE | $2,584 | $8,216-68.5% | $7,897-67.3% | $6,407-59.7% |
| Admin fee / account holder | $9,484 | $14,344-33.9% | $13,129-27.8% | $12,270-22.7% |