Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $761,165 | $117,895+545.6% | $102,460+642.9% | $145,897+421.7% |
| Participation rate | 57.1% | 78.6%-21.5pp | 76.5%-19.4pp | 80.3%-23.2pp |
| Annual return | -1.42% | 31.92%-33.3pp | 29.47%-30.9pp | 552.29%-553.7pp |
| Employer contribution / active EE | $4,788 | $3,619+32.3% | $3,025+58.3% | $4,663+2.7% |
| Participant deferral / active EE | $10,607 | $5,736+84.9% | $5,056+109.8% | $6,689+58.6% |
| Admin fee / account holder | $6,888 | $13,353-48.4% | $9,460-27.2% | $13,390-48.6% |